Specialized Underwriting

With over 50 years of combined experience in structuring real estate deals, we have funded transactions through agencies, life companies, conduits, and "out-of-the-box" commercial lenders. In addition to permanent debt financing, we regularly structure transactions using high-leverage bridge loans, mezzanine debt, construction loans and straight equity.

Banks are constrained by loan products and underwriting guidelines that don't necessarily fit the borrower's needs. The Bank's loan officers are incentivized to maximize profits while pushing as much of the risk as possible onto the borrower. Banks also force borrowers through a variety of hoops and typically provide only limited assistance managing transaction workflow.

Think of us as your advocate in the lending process. At Citifirst Financial, our primary objective is to provide the most reliable and efficient means of sourcing both debt and equity for your commercial real estate loans. Recognizing that people and relationships drive this business, we are staffed with some of the industry's most comitted professionals.