Customized Banking Solutions

The Citifirst Financial difference is best described by our private banking approach to supporting client objectives. By limiting the number of real estate investors we agree to represent, we are able to provide a commercial lender experience that is unique in today's Financial markets.

Our fiduciary obligation is to you, the borrower. Since we are not limited by our affiliation with any one bank, we are able to present your loan to a broad spectrum of potential Financial sources and secure the best terms and pricing that the market can offer.

Citifirst Financial charges a placement fee of one percent of the loan amount. Banks also typically charge a loan fee of one percent or add an equivalent discounted value into the spread. Because Citifirst Financial absorbs the cost of originating loans for the lender, we are able to negotiate direct pricing with most lending sources. As a result, borrowers typically incur no additional costs by engaging us to negotiate and manage their transaction.

In addition, Citifirst saves clients time and money by creating a competitive environment that forces the market to compete for the borrower's business. Ultimately, clients get all the cost benefits of a more effectively managed transaction without having to accept exorbitant spreads or large loan fees.